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RBI Complaint & Grievance Redressal Guidelines

IFL Promoters Ltd

IFL Promoters Ltd (“IFL”) is committed to providing transparent, fair, and responsive financial services. In line with Reserve Bank of India (RBI) guidelines for NBFCs, we have established a structured Grievance Redressal Mechanism to address customer complaints efficiently.

1. Objective

The objective of this policy is to:

2. What Constitutes a Complaint

A complaint may relate to:

3. Level 1 – Contact IFL Promoters Ltd (First Resolution)

Customers are encouraged to first raise their complaint directly with us.

Contact Details:

📌 Please mention your full name, contact details, loan/application reference number (if any), and details of the complaint.

⏱ Resolution Timeline:

We aim to resolve complaints within 7–14 working days from the date of receipt.

4. Level 2 – Escalation to Grievance Redressal Officer

5. Level 3 – RBI Ombudsman (CMS Portal)

If you are not satisfied with the response received at Level 1, you may escalate the matter to our Grievance Redressal Officer (GRO).

Grievance Redressal Officer:

If the complaint is not resolved within 30 days, or if the response is unsatisfactory, customers may approach the RBI Ombudsman through the Complaint Management System (CMS).

🔗 RBI CMS Portal:

📌 Complaints can be filed online, free of cost, without the need for legal representation.

6. RBI Ombudsman Applicability

You may approach the RBI Ombudsman if:

7. Fair Practices Code

IFL Promoters Ltd follows RBI’s Fair Practices Code, ensuring:

8. Customer Responsibilities

To help us resolve complaints efficiently, customers are requested to:

9. Policy Review

This Grievance Redressal Policy is subject to periodic review and updates in line with RBI regulations.

10. Contact Summary

IFL Promoters Ltd