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IFL Promoters Ltd
Business Loan

IFL Promoters Ltd. offers business loans with competitive rates and flexible repayment options, making the process hassle-free. We provide both secured and unsecured loans based on your business location. Whether you are a small business or an established organization, our online application makes it simple to get the funding you need quickly.

Quick Facts
Loan Amount Starting from ₹20 Lakh*
Loan Tenure For Secured loan – 12 to 24 months
For Unsecured loan – 12 to 36 months
Interest Rate Starting from 8%*p.a.
Age Eligibility Criteria 21-70* years
(Age at loan maturity should not exceed 70 years)
Loan Disbursal Time 2-3 business days*
(*Your loan will be disbursed within 2-3 business days, depending on the credibility of the information furnished, fulfilment of the eligibility criteria and submission of relevant documents.)
Types of Business Loan

A loan that is vitally designed and tailored for business needs is known as a business loan. IFL Promoters Ltd. provides a wide range of secured and unsecured business loans to facilitate you in fulfilling all of your business needs. There are various types of business loans available as shown below.

Features and Benefits

IFL Promoters Ltd. provides Business Loans that assist in managing the financial needs of your business. If you are in need of financial aid to expand and grow your business, IFL Promoters Ltd. is an ideal choice for availing a hassle-free and collateral-free business loan.

Loan Amount from ₹1 Lakh Onwards

Access funds starting from ₹1 Lakh to support day-to-day operations.

Collateral-Free Financing

Avail business loans without pledging any assets.

Quick Approval & Disbursal

Fast processing ensures funds are available when your business needs them the most.

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Minimal Documentation

Simple paperwork to make the borrowing experience smooth and hassle-free.

Flexible Repayment Options

Choose repayment plans that align with your business cash flow.

Transparent Charges

No hidden costs—complete clarity on interest rates and fees.

Eligibility & Documents Required

To ensure a quick and smooth loan approval process, applicants must meet the following eligibility criteria and provide basic documentation.

Who Can Apply?

Proprietorship Firms, Partnership Firms, Private Limited Companies, Public Limited Companies, Limited Liability Partnerships (LLP)

01

Age

21 years to 70 years.

02

Occupation

Self-employed individuals, Business owners / proprietors, Minimum 3 years of business experience

03
Steps to Apply Business Loan

Applying for IFL Promoters Ltd Business Loan is a 5-step process – It’s easy, seamless and quick.

What is IFL PROMOTERS LTD?
IFL Promoters Ltd is a Non-Banking Financial Company (NBFC) registered and regulated under the guidelines of the Reserve Bank of India (RBI). We provide financial services including business loans, MSME loans, working capital support, and corporate finance solutions.
What types of loans do you offer?
We currently provide:
  • MSME Loans
  • Unsecured Business Loans
  • Term Loans
  • Working Capital Loans
  • Corporate Finance
  • Loan Against Invoice / Receivables
  • Startup & Project Funding (Based on Eligibility)
Who is eligible to apply for a loan?
To apply for a loan, you must meet the following general criteria:
  • Applicant must be Indian Resident
  • Must be a registered business entity (Proprietor/Partnership/LLP/Private Ltd)
  • Minimum business vintage short terms 10–180 days and long terms 12-36 months
  • Valid GST number & business documents
Eligibility may vary depending on loan category.
What documents are required?
Common documents include:

Applicant KYC: Aadhaar, PAN

Business Documents: GST Certificate, Business Registration

Financial Proof:

  • Bank Statements (6–12 months)
  • ITR (if applicable)
  • Balance sheet or revenue reports
Additional documents may be requested based on loan type.
How much loan can I get?

Loan Amount Depends On:

  • Business Turnover
  • Bank Statement Health
  • Creditworthiness
  • Repayment Capacity

Typical Loan Ranges:

Loan Type Minimum Maximum
MSME / Small Business Loan ₹20,00,000 ₹1 Crore
Working Capital / Corporate Loan ₹1 Crore ₹50 Crore

Actual loan eligibility may vary depending on your business profile and lender assessment.

How long does loan approval take?

Loan Processing Timeline:

  • Pre-Approval: Within 24–48 hours
  • Final Approval & Funding: 2–3 working days
  • Fast-Track Processing: Available for eligible business profiles

The processing time may vary depending on document verification, lender policies, and loan eligibility.

Do you check CIBIL score?
Yes
Are there any hidden charges?
No.
All charges including processing fees, interest rate, and repayment terms are disclosed transparently before the agreement.
How do I make loan repayments?

Track Your Loan Application:

  • Email Updates: Receive regular notifications about your application status.
  • Phone Support: Contact our support team for real-time assistance.
  • Online Request Portal: Check your application status online (if available).

For any queries, our team is available to assist you throughout the loan process.

How can I check loan status?

Repayment Options:

  • Auto-Debit (NACH)
  • UPI / Online Transfer
  • Net Banking
  • Post-Dated Cheques (PDC)
Can I foreclose or prepay my loan?
Yes.
Foreclosure / early payment policy is allowed as per terms of the loan agreement. Prepayment charges may apply depending on loan type.
How can I contact customer support?
📍 Corporate Office: A-66, Second Floor, Guru Nanak Pura, Vikas Marg, Laxmi Nagar, New Delhi – 110092
☎ Contact: +91-8700642517
☎ Support: +91-9560038282
📧 Email: promotersifl@gmail.com
🌐 Website: www.iflpromotersltd.com